If you've never had a credit card or other loans, it might not be possible to get a BILT card, which is the only one that does this.
For a first card, you'd need to go for one from the bank/credit union you use for your checking account. That way they can see your cash flow instead of your blank credit reports.
Chances are you won’t get approved for a credit card loan that big. Yes you have had a card for 16 months but banks look at long term picture, not short term.
If your landlord accepts ACH or checks, Bill will work. It's not a credit card transaction for the landlord.
If you've never had a credit card or other loans, it might not be possible to get a BILT card, which is the only one that does this. For a first card, you'd need to go for one from the bank/credit union you use for your checking account. That way they can see your cash flow instead of your blank credit reports.
I’ve had a discover student card for 16 months with a solid credit score
Then yeah you’d probably get approved for the bilt Mastercard. That’s your only option to pay for rent so definitely check it out
Chances are you won’t get approved for a credit card loan that big. Yes you have had a card for 16 months but banks look at long term picture, not short term.