Have done Chase Pay Over Time plan multiple times, across multiple cards. Once you start this plan, you’ll see a “Interest Saving Balance”:
>When you choose this option, you won't pay off your entire plan balance earlier than intended, and you'll still avoid interest on new purchases.
Depending on what the amount is, having possible revolving high utilization can temporarily ding your score, but utilization holds no memory. Take advantage of the basically interest free loan for the 12 months.
Have done Chase Pay Over Time plan multiple times, across multiple cards. Once you start this plan, you’ll see a “Interest Saving Balance”: >When you choose this option, you won't pay off your entire plan balance earlier than intended, and you'll still avoid interest on new purchases. Depending on what the amount is, having possible revolving high utilization can temporarily ding your score, but utilization holds no memory. Take advantage of the basically interest free loan for the 12 months.
>During your 0% intro APR period Unless your promo period is ending soon, you effectively already have a pay over time plan.
nah it says the promo period is 15 months of starting my credit card only had it for a month