Hi u/mariya_oh_na_na, please remember to take others' advice with a grain of salt. It is still better to consult a lawyer regarding legal matters.
***
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The link leads to a phishing page designed to get your credentials. The page looks like this ([https://imgur.com/a/WvOkriz](https://imgur.com/a/WvOkriz)). Note din that their domain is from Pakistan na pugad din ng mga scammers. Never open links sent by unknown numbers. Trip ko lang din sila buksan in a sandboxed environment and mess with these scammers.
Edit: Added link
Sana ni-report mo na rin yung URL sa registrar niya (usually malalaman mo yun sa WHOIS) para ma-disable yung domain. Ganun kasi ginagawa ko pag nakakakita ako ng ganyan, although sa case ko puro mga galing PhilPost kuno, may delivery daw na na-hold (jusko parang maniniwala naman ako)
EDIT: so binuksan ko to sa pc ko (sandboxed), mukhang di pwede i-report to kasi talagang government domain. My advice still stands in most other cases, but not this one
EDIT 2: yung outer URL at least (yung mismong nasa SMS) pwede i-report kasi registered under GoDaddy. Ire-report ko na lang para at least ma-block yung initial URL ng phishing nila.
Thanks sa advice and sa pag-block! I do report them pag nakaka-time after messing with their site. It pays to report these sites to slow down their advances pero para lang kasi silang ulo ng Hydra na kahit putulin mo ay may susulpot pa na mas marami. Gagawa at gagawa sila ng paraan to scam people. Kaya mas importante to spread awareness sa mga kababayan (esp. the vulnerable ones like our seniors) natin about these sites.
[Matitrigger lang AMLA kapag naka-threshold ka ng Php4M na transactions sa loob ng limang araw.](http://www.amlc.gov.ph/laws/money-laundering/2015-10-16-02-50-56/republic-act-9160#:~:text=%E2%80%9CCovered%20transaction%E2%80%9D%20is,obligation%20or%20contract) Kung wala kang ginawang malakihang transactions na Php4M, then ignore. Spam/phishing lang yan.
Depende na yan sa bank mo, usually tatawag lang banko mo kapag below maintaining balance ka sa ngayong araw o may nag-bounce na check kasi insufficient balance. This is common sa mga thrift, cooperative, at rural bank.
EDIT: Refer to R.A. 9160 RIRR 2021.
correction, revised na si RA 9160 so triggered ang AMLA for covered transaction of 500,000.01 and above and/or any suspicious transaction *regardless of amount*, na usually triggered ng any transaction with suspicious indicators. kadalasan ito yung mga transaction involving monetary amounts na di pasok sa declared source of funds. depends na sa bank kung ano yung triggers but usually when they find a transaction suspicious or lacking in justification they call the client to validate
also it is illegal for any government institution or financial institution to disclose any aml related investigation to anyone else unless authorized by court (via freeze order, terrorist designation etc)
lol naalala ko may tumawag sa akin from SecBank sinabi sa akin I had 100k sa savings with them. i was like Ha? Ano? wala akong security bank acct. Binabaan ako bilgla nung pota
Very easy to spot scam/ phishing texts kase yung mga website address nila peke.
No legit gov agency uses .com they all use .gov or .com.ph
And lalong lalo na, no legit website adds a ‘-‘ in their domain.
Also why would you verify a transaction outside your bank’s website. Also know your bank’s portal and apps. Very important yun.
Bogus iyan, ito ang totoong website ng PNP: [https://pnp.gov.ph/](https://pnp.gov.ph/)
Lahat ng government website ay under .gov.ph domain except sa military na under .mil.ph at mga state university.
def spam, afaik e wala naman capacity ang PNP to check or flag fraudulent bank transactions. May bank secrecy law tayo, unless bank or tayo ang lumapit sa pulis, walang kaso.
So you think PNP is this sophisticated with their investigations? 🤣 For context an Innova driver got jail time because a rider decided to counterflow in skyway?!
Hi u/mariya_oh_na_na, please remember to take others' advice with a grain of salt. It is still better to consult a lawyer regarding legal matters. *** *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/Philippines) if you have any questions or concerns.*
Delete mo nyan text.
Spam lang yan, kahit yung website walang .gov
Noted. Thanks!
Report mo yang number and block mo na rin. Ang domain extensions ng government websites ay ".gov" (GOVernment), di ".com" (COMmercial)
TIL what .com meant
Akala ko .COMmunication?
ðŸ˜ðŸ˜ðŸ˜ðŸ˜ðŸ˜
My dumbass thought .com means "computer"🤧
The link leads to a phishing page designed to get your credentials. The page looks like this ([https://imgur.com/a/WvOkriz](https://imgur.com/a/WvOkriz)). Note din that their domain is from Pakistan na pugad din ng mga scammers. Never open links sent by unknown numbers. Trip ko lang din sila buksan in a sandboxed environment and mess with these scammers. Edit: Added link
Sana ni-report mo na rin yung URL sa registrar niya (usually malalaman mo yun sa WHOIS) para ma-disable yung domain. Ganun kasi ginagawa ko pag nakakakita ako ng ganyan, although sa case ko puro mga galing PhilPost kuno, may delivery daw na na-hold (jusko parang maniniwala naman ako) EDIT: so binuksan ko to sa pc ko (sandboxed), mukhang di pwede i-report to kasi talagang government domain. My advice still stands in most other cases, but not this one EDIT 2: yung outer URL at least (yung mismong nasa SMS) pwede i-report kasi registered under GoDaddy. Ire-report ko na lang para at least ma-block yung initial URL ng phishing nila.
Thanks sa advice and sa pag-block! I do report them pag nakaka-time after messing with their site. It pays to report these sites to slow down their advances pero para lang kasi silang ulo ng Hydra na kahit putulin mo ay may susulpot pa na mas marami. Gagawa at gagawa sila ng paraan to scam people. Kaya mas importante to spread awareness sa mga kababayan (esp. the vulnerable ones like our seniors) natin about these sites.
Spam. Nakareceive din ako nyan kahit wala akong BDO acct.
[Matitrigger lang AMLA kapag naka-threshold ka ng Php4M na transactions sa loob ng limang araw.](http://www.amlc.gov.ph/laws/money-laundering/2015-10-16-02-50-56/republic-act-9160#:~:text=%E2%80%9CCovered%20transaction%E2%80%9D%20is,obligation%20or%20contract) Kung wala kang ginawang malakihang transactions na Php4M, then ignore. Spam/phishing lang yan. Depende na yan sa bank mo, usually tatawag lang banko mo kapag below maintaining balance ka sa ngayong araw o may nag-bounce na check kasi insufficient balance. This is common sa mga thrift, cooperative, at rural bank. EDIT: Refer to R.A. 9160 RIRR 2021.
correction, revised na si RA 9160 so triggered ang AMLA for covered transaction of 500,000.01 and above and/or any suspicious transaction *regardless of amount*, na usually triggered ng any transaction with suspicious indicators. kadalasan ito yung mga transaction involving monetary amounts na di pasok sa declared source of funds. depends na sa bank kung ano yung triggers but usually when they find a transaction suspicious or lacking in justification they call the client to validate also it is illegal for any government institution or financial institution to disclose any aml related investigation to anyone else unless authorized by court (via freeze order, terrorist designation etc)
Oh, good to know. Thank you. T'was revised in 2021, as per RIRR.
Thanks for this
pag ganyang sa AMLA, kadalasan sakin tumatawag yung bangko. magtatanong-tanong sila like "student ka lang, bat may natransfer kang 100k" ganon ganon
No space after a period.🚩
Nakakuha rin ako ng ganyang text. Wala akong BDO account.
lol naalala ko may tumawag sa akin from SecBank sinabi sa akin I had 100k sa savings with them. i was like Ha? Ano? wala akong security bank acct. Binabaan ako bilgla nung pota
Very easy to spot scam/ phishing texts kase yung mga website address nila peke. No legit gov agency uses .com they all use .gov or .com.ph And lalong lalo na, no legit website adds a ‘-‘ in their domain. Also why would you verify a transaction outside your bank’s website. Also know your bank’s portal and apps. Very important yun.
Never open links through text. Legitimate notifications would make you log in through official apps to see the problem if legit.
Spam and a possible scam
Delete mo na lang OP. Be careful sa mga links, mahirap na. May ganyan din akong natanggap pero wala naman akong BDO hahahhaha.
Me recieving minimum of 4 messages from different numbers everyday even blocking it right away. This is insane.
Bogus iyan, ito ang totoong website ng PNP: [https://pnp.gov.ph/](https://pnp.gov.ph/) Lahat ng government website ay under .gov.ph domain except sa military na under .mil.ph at mga state university.
Despite the sim registratiom we still got spam scam texts from scammers. Kakaloka ang pelepenz, number one when it comes to failure hahaah
LOLL like Filipino banks care about money laundering.. that’s a good one.
PNP amputa. Hahahahahahahhaha🤣😂 halatang phishing link lang eh.
Duh, yes
def spam, afaik e wala naman capacity ang PNP to check or flag fraudulent bank transactions. May bank secrecy law tayo, unless bank or tayo ang lumapit sa pulis, walang kaso.
So you think PNP is this sophisticated with their investigations? 🤣 For context an Innova driver got jail time because a rider decided to counterflow in skyway?!
Idk thats why i was asking
Pnp ph . Com HAHAHAHAHAAHAHAHAHAHAHAAHAHAHAHAHAHAHA
Oh that link is a major red flag its kinda funny🤣
yes, basta any text na may link assume mo na lang agad na spam/phishing yan. if may worries ka pa, then just call your bank to clear things up.
Replayan nyo ng bobong scammer
infamous reply: "tuli na po ba kayo?"
bawal ang tipping off per AMLA meaning the account holder will NEVER know their account is under investigation so scam yarn
Spam yan. Kagandahan sa globe network, di mare-receive kapag may URL.
Nakaka recieve ako ng mga 20 na spam text araw-araw. Amazing
Spam. Also received a similar text
A website na hindi gumagamit ng .gov.ph as its root domain and pretebding to be pnp, beyond no doubt scam yan.
If it's an AML issue, it's likely that your bank will contact you and NOT PNP. Don't click that.
Aside from using .com instead of .gov, why the hell would they use "pnp-ph"? Ano to, Philippine National Police of the Philippines?
*I usually delete and block the number, even though I don't have a credit card.*
Received this text as well. Dinelete ko agad and blocked. Wala naman ako malaking pera para ma involve sa AMLA.
bruv what. verify your transaction at the pnp website? LMAO
use Google Messeges as your primary SMS app. Then Block and mark as Spam yung mga ganitong number
You can see that he is using iMessage, means he have an iPhone and you cannot do that with iPhone.
sorry im ignorant on iphone as they dont fit my needs and subpar for my taste. thank you enlightening me