How many you can churn depends on your credit profile, the credit provider (Amex has gotten more sensitive to churners lately) and the product limitations (most have cooldown periods).
But there are plenty of people that go much harder than 3 in 8 months.
Around 4 every year
Since Sept 23 I have closed 3 and currently have 2 open.
I have been doing this for 2 months and have 2 so far
About 6 to 10 depending on the year.
How many you can churn depends on your credit profile, the credit provider (Amex has gotten more sensitive to churners lately) and the product limitations (most have cooldown periods). But there are plenty of people that go much harder than 3 in 8 months.
I’m usually 3–4 per year
I do around 4 a year to minimise the impact on my credit. It’s also a good balance that allows me to book a 2x international holiday every year.
8 or 9 usually
Frfr?
8 in 2023
I have no mortgage, and can't see a house anywhere on the horizon in the next 10 years. Will churning affect me later on?? Only have 1 card now.