Wait so how many years overall have you achieved nothing in the market? If this is your 3rd time getting back to square one and it took 4 years how long did the other 2 take?
Actually, you’re behind square one. Inflation over last 4 years is over 15% and as high as 40%+ by some measures. Had you parked in a 5% high yield for 3 years you would have around $170k and if parked in a fund like American funds high growth you would be over 200k without clicking a button.
Meanwhile over that same 4 year period the S&P has gone from 3130 to 5486
That’s a 75% gain. Based on your account size that would have been about 110,000 in gains.
Instead you made a 0.20% gain, or 300 bucks on almost 150k
So you’re technically down about 110k still bc you could have done so well with far less effort just being a reasonable person.
You’re very bad at this and should stop.
I mean by that time S&P be up like 140% and he’ll still be 100k down
His only hope is to go long duration puts on SPY and hope for a 2nd Great Depression. It’s the only way he can catch up
So stupid to say this. There was countless other things that could have been better or worse. We are all historically one right move away from riches if you look back at could haves.
Well we typically judge performance against the market and the S&P is often the benchmark we use for “the market”
So it’s not dumb. That’s the benchmark against which you are gauging your returns. Bc you don’t have to do anything at all to dollar cost average into the S&P
So to expend effort to under perform it is losing twice. You wasted a bunch of time to do something that you could have done better by doing nothing
OP specifically fucking lost hard to doing nothing
Two lessons:
1-Don't play earnings with weeklies or other too degenerate short term position
2-Don't buy garbage companies. Before I would invest a significant amount in crap like Duolingo, all birds, even wework. You can imagine how that went. Now I only buy solid companies and for a reason. Now I'm balls deep in Tesla leaps for 2026. Betting on FSD
> 2-Don't buy garbage companies.
> Now I'm balls deep in Tesla leaps for 2026. Betting on FSD
Tell me you learned nothing without telling me you learned nothing.
dude i was reading it and I was like "good, good" and then i got to that part. smile literally ran away from my face.
@ OP i'll look forward to the 2028 post after you erase your 2026 losses.
This is why you pull out profits and stick them in another account that is boring as fuck with growth stocks or Boglehead style and run a traditional dividend reinvest strategy and have it passively compounding while you gamble away in your other account.
https://preview.redd.it/ykogee9zx4ad1.jpeg?width=903&format=pjpg&auto=webp&s=ac866e6e6843bca552a9fbc3fa769b20a5fd9784
Almost for me. I road btc down to toilet.
Congrats. I also recently made it so my entire line is green. For some of you that don't know, that color means you've made money. I know you didn't think that color existed, but it does.
When I had 100k i would stop investing in option and put it all in S&P 500 x 5 leverage.
When it continues to have 10% a year than you wll have 780k in just 5 years - the interest cost on the leverage of course.
Did you really think free money exists in the market?
Of course then you are completely fucked.
That is why you need to have a stopp loss to prevent complete destruction
No there's no free money, I agree.
The way you wrote it though it sounded that the S&P500 will give 10% guaranteed every year.
With ×5 leverage where would you put the stop loss?
Loss Stop by 5% so you can "just" lose about 20%, but you need to read the market. And decide for the best action. Sometimes, it is better to sell before a disaster comes.
Very defense based strategy.
Hopefully you learned to not yolo on options or shitty stocks. Though you’re back to break even you’ve lost a lot compared to if you had just invested in VOO over the last four years.
Congratulations you haven't lost all your money, which is quite an amazing feat considering your trading options. Will you continue to gamble and risk it all for a lottery ticket at wealth, or will you explore more certain outcomes.
So how did spy do in the last 4 years? I really hope most regards on this sub secretly have a voo only account and all we see here is the matrix they’re plugged into where everyone just loses money to ai.
Mine is a flat line for 2 years and then shoots up and bumps up and down between 4-7k gains since March after investing everything in btc \~8 months ago.
This is common and even above average for traders. One reason FA just say diversify and rebalance yearly.
In investing you are paid to tie up capital and take risk. Essentially financing a company. In trading your predicting the future using squiggly lines feels and confirmation bias. Trading options you are doing the same but with VERY specific parameters like time and velocity- basically beyond human capacity even with “ wisdom of the crowd”
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Welcome back to square one. Everybody gets one, don’t forget that.
3th one I get
4nd one is the charm
No chance for a 5rd
I need a 6st
I thought it was 7nd
You 8st that one.
neinthhhhhh
Wait so how many years overall have you achieved nothing in the market? If this is your 3rd time getting back to square one and it took 4 years how long did the other 2 take?
I mean that in a 4 year period I've had 3 ups and 3 downs as in the chart
 theta lurking
Actually, you’re behind square one. Inflation over last 4 years is over 15% and as high as 40%+ by some measures. Had you parked in a 5% high yield for 3 years you would have around $170k and if parked in a fund like American funds high growth you would be over 200k without clicking a button.
i hope to someday return
https://preview.redd.it/atw2pujki4ad1.jpeg?width=1439&format=pjpg&auto=webp&s=074c91a931336140c7305aa0356285c960cbee14
Good on you for not panic selling. I know I would 
Panic selling what?
TSLA apparently
If all these idiots just shoved their shit into VOO and went camping, everyone’s in the green.
Big risk big reward
Well, they did get a lot of karma
Big risk, big reward ^(to get back to square one)
Just dont look https://preview.redd.it/kq35szbbv7ad1.png?width=1284&format=png&auto=webp&s=d46c8ee5e7eeda53a1f9e3b06099d4b70123fa5d
now buy qqq, spy and schd and disable options lol
Got it. Calls on qqq spy and schd!
Cash out now and go index funds...
r/smolppinvesting is that way 👉👉
Vikings fan?
*Power is only given to those who are prepared to lower themselves to pick it up.*
For 4 years you did a whole lot of nothing 🤣
It is all about the friends that we gained during the journey.
I have less of those too.. *
It's all about the boyfriends my wife gained during the journey
Inflation is the real fiend we make along the way
Infinitely better than 4 years of losing everything.
Chart looks oversold and ripe for a reversal 
I am sure it was 4 years of nonstop fun and excitement 
hahahaha, until you remember inflation.
And the lost 120k if he just put it in the s and p😂
More like the fake n gay amirite
At first I thought you suggested putting in the sand like a real pirate
yeah if he was negative that means the government gives him money
IRS: Where's the tax payment for $296.34 gain?
far better than \~99% of the sub, so well done.
Need this to happen for me 
You got this bro
You had your peaks.
Meanwhile over that same 4 year period the S&P has gone from 3130 to 5486 That’s a 75% gain. Based on your account size that would have been about 110,000 in gains. Instead you made a 0.20% gain, or 300 bucks on almost 150k So you’re technically down about 110k still bc you could have done so well with far less effort just being a reasonable person. You’re very bad at this and should stop.
We're trying to get to Valhalla here
Whoa, buddy...where do you think you are? /r/investing?
That’s called hindsight dipshitttt
so OP should keep playing with options till they're 110k ahead?
I mean by that time S&P be up like 140% and he’ll still be 100k down His only hope is to go long duration puts on SPY and hope for a 2nd Great Depression. It’s the only way he can catch up
So stupid to say this. There was countless other things that could have been better or worse. We are all historically one right move away from riches if you look back at could haves.
Well we typically judge performance against the market and the S&P is often the benchmark we use for “the market” So it’s not dumb. That’s the benchmark against which you are gauging your returns. Bc you don’t have to do anything at all to dollar cost average into the S&P So to expend effort to under perform it is losing twice. You wasted a bunch of time to do something that you could have done better by doing nothing OP specifically fucking lost hard to doing nothing
Alright, what rules did you learn in that time to get you back to square 1?
Two lessons: 1-Don't play earnings with weeklies or other too degenerate short term position 2-Don't buy garbage companies. Before I would invest a significant amount in crap like Duolingo, all birds, even wework. You can imagine how that went. Now I only buy solid companies and for a reason. Now I'm balls deep in Tesla leaps for 2026. Betting on FSD
> 2-Don't buy garbage companies. > Now I'm balls deep in Tesla leaps for 2026. Betting on FSD Tell me you learned nothing without telling me you learned nothing.
dude i was reading it and I was like "good, good" and then i got to that part. smile literally ran away from my face. @ OP i'll look forward to the 2028 post after you erase your 2026 losses.
*nods* *nods* *this is surprisingly reasonable* *there it is!*
Dude would have almost $300k if he had just put that shit in SPY like 4 years ago 😂
Hindsight traders
I bet your total out/total in for those 4 years was multimillion. My $20k account had a out / in of $120k and only $900 in profit lmao
This is why you pull out profits and stick them in another account that is boring as fuck with growth stocks or Boglehead style and run a traditional dividend reinvest strategy and have it passively compounding while you gamble away in your other account.
Fun fact: OP better than 90% of investors
https://preview.redd.it/ykogee9zx4ad1.jpeg?width=903&format=pjpg&auto=webp&s=ac866e6e6843bca552a9fbc3fa769b20a5fd9784 Almost for me. I road btc down to toilet.
Let’s go
Takes skill to not have made money the last 4 years.
It’s funny because I always try to scroll with my finger over the chart on these posts
Congrats! I'm still trying to get back to where I was 4 years ago.
Truly congratulations
Maybe quit now while you are somehow not behind.
Congrats. I also recently made it so my entire line is green. For some of you that don't know, that color means you've made money. I know you didn't think that color existed, but it does.
When I had 100k i would stop investing in option and put it all in S&P 500 x 5 leverage. When it continues to have 10% a year than you wll have 780k in just 5 years - the interest cost on the leverage of course.
If it has a month of - 20%?
Did you really think free money exists in the market? Of course then you are completely fucked. That is why you need to have a stopp loss to prevent complete destruction
No there's no free money, I agree. The way you wrote it though it sounded that the S&P500 will give 10% guaranteed every year. With ×5 leverage where would you put the stop loss?
why would you need a stop loss? SPY doesn't go down, it is the safe bet! it's so safe that you might as well make it 5x more risky.
Loss Stop by 5% so you can "just" lose about 20%, but you need to read the market. And decide for the best action. Sometimes, it is better to sell before a disaster comes. Very defense based strategy.
Wow it literally can’t go tits up
I think you don’t understand leveraged stocks. They rebalance every single day and the tax implications would be absolutely crazy.
Keep going, it will only go up from here!
Congratulations OP
No you're not. You made plenty of tax loss harvesting along the way
Actually with inflation you are down 10-40%
A real comeback story. “Y’all remember when Bobby Bouche showed up at half-time and the mud dogs won the bourbon bowl do ya!? Do ya!?” - Waterboy
Hopefully you learned to not yolo on options or shitty stocks. Though you’re back to break even you’ve lost a lot compared to if you had just invested in VOO over the last four years.
I hate that
Poor you lol
Don’t want to burst your bubble but inflation from last four years means your dollars are -30% less.
It’s all about the journey. Not the destination.
Congratulations you haven't lost all your money, which is quite an amazing feat considering your trading options. Will you continue to gamble and risk it all for a lottery ticket at wealth, or will you explore more certain outcomes.
Actually, due to inflation you're down about 20%. Plus you probably paid a bunch of taxes too.
That's why real estate is better. Lol
Bro.. just stick to hysa then
I still consider this a win
Could have been worse….
Did you count the tax? 
So how did spy do in the last 4 years? I really hope most regards on this sub secretly have a voo only account and all we see here is the matrix they’re plugged into where everyone just loses money to ai.
as drake said, started from the bottom, now you're there
Nice work. However you’ve still lost 25% due to inflation. 🍻
Four years of gambling*
Not a future portfolio manager that’s for sure. Cash out now and buy index funds and stick to your day job
If you're green, you're a genius. If you're red, then you're an idiot because you're looking at the screen upside down! Flip that phone around.
Just stick it in an index fund now please for the love of god, stock picking is clearly not for you
Still up $297, thats a win
up $296.34 
Don't forget to pay your taxes.
WHAT A LOOOONGGG STRANGE TRIP ITS BEEN
With inflation you lost.
Strong economy my ass
That's why you gotta know when to sell
damn you could’ve just bought QQQ and nearly doubled
Right there with you, except I owe the government for all the gains I had one year....so I'm ferkkkked
Mine is a flat line for 2 years and then shoots up and bumps up and down between 4-7k gains since March after investing everything in btc \~8 months ago.
Why did you “start” with 150k???? Crazy bro
Now adjust for inflation
Well that wasn't very clever - why didn't you make it go up more instead of down?
Well you are a gold star so you got that going for you
You have more than 100k no need to gamble.
Congrats. This means ways more than just going up from the start. Keep it up
How did you not bank cash in 2020 and 2021?
Here's an idea: stop making huge bets! You shouldn't be risking more than 5% on any trade. Keeping wealth is more important than making it.
So I'm seeing results that outperformed Cathy Wood during the same time period...
Hey at least you got 150k
This is the way.
Hell of a lot better than my -99.9%
Nice! Better than getting your account blown out.
Wait. It is not. You forgot the word INFLATION. You actually lost 25%
This is so motivational, It might even motivate me to turn profitable, doubtful tho.
Yikes
"You couldn't live with your own failure. Where did that bring you? Back to me."
This will be my post hopefully this year..3 years in the making!
Could have made decent money by investing in SPY or even money market but nahh 
I know this graph looks just like mine you bought Tesla around 220 huh
What was your peak?
187
At least your even
What where the 2 big spikes?
.2% return?! Congrats on your -19.8% in purchasing power!
The Circle of Life…
You doing great.
But you got an education
Go back in time
Good. Put all your shit into SPY (or a double-leverage ETF) and don’t touch options again.
Given that these have been the best 4 years in modern history (maybe ever), this is truly insane.
Simple rule, take a few months off after every peak
There will always be opportunities to make money in the future... Consider yourself lucky
Incorrect you’re not counting inflation buddy
I would kill to be back where i started.
Oof, must be inherited money or money you had no ties to if you’re buying dumb shit like this
Well least you’re not negative.
For now…
This is common and even above average for traders. One reason FA just say diversify and rebalance yearly. In investing you are paid to tie up capital and take risk. Essentially financing a company. In trading your predicting the future using squiggly lines feels and confirmation bias. Trading options you are doing the same but with VERY specific parameters like time and velocity- basically beyond human capacity even with “ wisdom of the crowd”