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additional_trouble

Any general investment questions/advice needs to go to the monthly sticky thread pinned at the top of this sub or to r/IndiaInvestments or r/personalfinanceindia If you're new to investing or are looking for knowledge on investments make sure you first read their wiki at https://www.indiainvestments.wiki/ If it's a general personal finance question, you may also choose to ask at r/personalfinanceindia. We do this so that these common repetitive questions don't crowd out the front page - which is then free to host more meaningful discussions, last minute fire-checks and user journeys and such. Hope you understand :)


New-Location-4627

If you want invest in US mutual funds, you can always go with FoF from India. That’s the best way to get some exposure to US market. For direct stocks, you can open either Groww or other https://preview.redd.it/vnon730viqsb1.jpeg?width=1170&format=pjpg&auto=webp&s=5d65cd0f59136bc8befe9a5d136b9b9d5a50b22e


greedinblood

Thanks bro! Is it okay just to invest in index instead of small, mid cap US funds? Direct stocks are kind of scary for me since I have no idea on which is a good place to invest. Does small case have any options?


New-Location-4627

Just go with index funds FoF, don’t even think of investing in US market directly unless your NW is more than 5cr and higher, IMO.


greedinblood

Why is that supposed to be above 5cr. Is there NY specific reason? I am curious to learn :)


humble-Z

With taxation at slab rates for long term holdings, they are no longer the best way to get US exposure. Investing in ETFs like VOO on IndMoney is the simplest and tax efficient option. Especially if you have larger corpus to invest.


greedinblood

I don't have any large corpus, I plan in doing sip to diversify. For some reason investing only on one asset class and one nation scares me the most. I am also looking into dividents. I am so influenced by many youtubers regarding dividents. Am I diversifying too much? I am currently in accumulation phase.