Maybe this is just personal experience but I’ve noticed a decent size uptick in advertising whether it be TV or social media. With that said I think revenue and deposits will be strong but I see eps coming inline maybe a beat by a penny. Noto has said before they have a 70/30 to reinvest 70% of their margin and 30% to ebitda so they won’t rush to get to profitability and will spend extra in areas such as marketing
Big beat on EPS, around the target revenue maybe a small beat, same deposit growth or better than last Q, similar membership growth, and possibly a small guidance raise for this year. Should be a nice pop, as usual let’s see if we can hold it, only a matter of time before we fly!
I want to see big deposit inflows, reaffirming that we'll be positive EPS in Q4 (or sooner, perhaps Q3) of this year despite the banking sector chaos in March, and that we didn't overpay for the mortgage company acquisition. I expect the small beat on revenue/EPS as usual, but I care a lot more about guidance.
WCM are reportedly making 50mil in originations per month in the last few months, that is better than SoFi's results in which they originated about 35mil per month in Q4.
On top of the increased originations this would cut expenses and vertically integrate a mortgage lender into the business, on top of SoFi also being the servicer now, which they were not up to this point. SoFi being the servicer will also allow them to do the same thing they are doing in the PLs, be the servicer for the entire lifetime of the loan, which is a far longer duration of time than PLs.
Huge spike in deposits. Slight increase in student loan refinancing due to nearing end of moratorium. Net interest income beats. We are one Q away from profitability. This is is definitely 50% hopium and 50% based on other great bank earnings reports.
Beat and mention profitability is moving up from Q4 to Q3 now
They'll beat earnings, SoFi has been flying under the radar with people even with all the articles that have come out
Maybe this is just personal experience but I’ve noticed a decent size uptick in advertising whether it be TV or social media. With that said I think revenue and deposits will be strong but I see eps coming inline maybe a beat by a penny. Noto has said before they have a 70/30 to reinvest 70% of their margin and 30% to ebitda so they won’t rush to get to profitability and will spend extra in areas such as marketing
Revenue continues to boom. Good earnings, excellent guidance. Stock drops 5%.
So buy more. It is an opportunity. A stock can be irrational for a long time but not forever!
Always do
They reported -0.04 last quarter. What's the expectation for Q1?
🚀
Straight to Uranus
I'd like to see >600k new members
Big beat on EPS, around the target revenue maybe a small beat, same deposit growth or better than last Q, similar membership growth, and possibly a small guidance raise for this year. Should be a nice pop, as usual let’s see if we can hold it, only a matter of time before we fly!
The tech growth will be a huge KPI as well
I want to see big deposit inflows, reaffirming that we'll be positive EPS in Q4 (or sooner, perhaps Q3) of this year despite the banking sector chaos in March, and that we didn't overpay for the mortgage company acquisition. I expect the small beat on revenue/EPS as usual, but I care a lot more about guidance.
I'm gonna be that guy and say we breakeven (0.00) EPS
That happens we're gonna fuckin party 
-0.02 EPS imo
$10 with topline and eps beat. A few days later it will crash as with the past few earnings.
Beat beat + 500k accounts + forecast raise from aquisition
[удалено]
WCM are reportedly making 50mil in originations per month in the last few months, that is better than SoFi's results in which they originated about 35mil per month in Q4. On top of the increased originations this would cut expenses and vertically integrate a mortgage lender into the business, on top of SoFi also being the servicer now, which they were not up to this point. SoFi being the servicer will also allow them to do the same thing they are doing in the PLs, be the servicer for the entire lifetime of the loan, which is a far longer duration of time than PLs.
Huge spike in deposits. Slight increase in student loan refinancing due to nearing end of moratorium. Net interest income beats. We are one Q away from profitability. This is is definitely 50% hopium and 50% based on other great bank earnings reports.
What about costs of acquisition? That will probably weigh on earnings no?
I believe acquisition news was released in April. That puts it into Q2, not Q1. So it shouldn’t show up yet in this earnings report.
Probably not before Q2